Feeling the pinch of rising prices? You’re not imagining it — everyday costs are creeping higher while paychecks stay the same. Instead of stressing, Jane’s found a better way: simple, practical moves that make saving feel doable.
Here are nine ways to cut costs, reduce the pressure, and keep more money in your pocket this year.
Try T-Mobile’s Internet FREE — No Strings, Just Streaming!
Tired of unreliable internet and sky-high bills? Discover the ease and affordability of T-Mobile’s 5G Home Internet. With a 15-day risk-free trial, you can experience lightning-fast speeds, simple 15-minute setup, and no annual contracts. Plus, enjoy perks like a 5-year price lock guarantee and a $100 gift card when you sign up. It’s time to see how seamless and stress-free your internet can be.
Access Up to 80% of Your Home’s Value in Cash
If you’ve been building equity in your home, now’s your chance to turn it into real cash—without selling your house. Quicken Loans offers a streamlined cash-out refinance option that lets you access up to 80% of your home’s value. Whether you’re planning a renovation, paying off debt, or just want more financial flexibility, the process is quick, online, and backed by expert support.
Prefer to compare options? CashOutEquity connects you with a network of lenders, helping you find the best deal for your financial goals. With rates still competitive, now is a smart time to put your equity to work.
Get 40% Off + 1 Free Meal from Fuel Meals
Let’s face it—cooking every night isn’t always realistic, especially when you’re balancing work, family, and everything in between. But eating out constantly? That adds up fast. That’s why Jane swears by Fuel Meals — chef-prepared, nutrient-packed meals delivered straight to your door. With customizable plans and no need to meal prep, you’ll save time and money without sacrificing your health goals. Whether you’re looking to eat clean, fuel your workouts, or just skip the grocery store, Fuel Meals makes it simple and affordable.
Earn Up to 3%–5% Cash Back — No Deposit Required
Want to get rewarded for the spending you’re already doing? These credit cards let you earn real cash back without the hassle of a security deposit or program fees. The Imagine Visa Credit Card offers 3% cash back on gas, groceries, and utility bills, plus 1% back on everything else. It also reports to major credit bureaus and gives you access to your free credit score, helping you build credit while you earn.
The Destiny Mastercard delivers 3% cash back on your first $5,000 in purchases across gas, grocery, restaurant, and mobile phone service categories each year, then 1% after that—plus unlimited 1% cash back on all other purchases. It’s accepted at 40 million locations and reports to all three credit bureaus.
Prefer something simple and consistent? The Milestone Mastercard gives you 1.5% unlimited cash back on every purchase, every month, with rewards credited automatically. No complicated categories—just straight-up value.
If you’re ready to earn rewards while building your credit, these cards offer real benefits without the usual hoops.
Jane’s Secret to Saving up to $400+ a Year on Auto Insurance.
Smart drivers know that a few minutes of research can lead to hundreds in annual savings — often up to $400 or more a year. If you’re tired of overpaying, start by exploring trusted platforms like Hello Genius or the streamlined quote tool from Value Seeker. You can also compare offers through InsureMeNow or check rates with Finance Buzz, both designed to help you find better coverage for less.
These services have been gaining attention for helping everyday folks lower their premiums without compromising protection. You could be just a few quick quotes away from saving BIG.
Get Your First Year of AARP for Just $15 + Pick a Free Gift
Right now, AARP is offering a limited-time deal: get your first year of membership for just $15 (normally $20) with automatic renewal—and you’ll get to choose a free welcome gift. And no, AARP isn’t just for retirees. Anyone can join and unlock exclusive savings across hundreds of trusted brands.
From restaurants and hotels to airfare, car rentals, and everyday services, AARP helps you save on the things you already use. Members enjoy up to 15% off dining, 30% off car rentals, up to $200 off round-trip flights, and deep discounts on cruises, entertainment, and more. Plus, you’ll get access to AARP Rewards, free online courses, fun members-only games, and a subscription to AARP The Magazine.
Whether you’re planning a trip or just planning your week, this membership stretches your budget in all the right places.
Protect Your Home and Save: $50 Off + 1 Month Free with Choice Home Warranty
Unexpected home repairs can be both stressful and costly. With Choice Home Warranty, you can alleviate that burden. For a limited time, they’re offering $50 off your plan plus 1 month free when you sign up. Their comprehensive coverage includes major systems and appliances like HVAC, plumbing, electrical systems, refrigerators, and more. With a network of over 15,000 pre-screened technicians and 24/7 customer service, assistance is always just a call away.
Whether it’s a malfunctioning dishwasher or a broken air conditioner, Choice Home Warranty helps ensure you’re not left footing the entire bill. It’s a smart way to safeguard your home and budget against unexpected repair costs.
Get $300 Off Vehicle Repair Plans + a Free Quote Today
Surprise car repairs can wreck your day—and your bank account. But right now, you can get $300 off a vehicle protection plan that helps cover costly repairs before they happen. Providers like Vehicle Protection USA and Endurance Auto Protection offer affordable plans that include 24/7 roadside assistance, access to any certified mechanic, and a 30-day money-back guarantee. You’ll get coverage for major repairs like engines, transmissions, electrical systems, and more—without the massive bill at the end.
Whether your car’s aging or you just want peace of mind, now’s the time to protect your ride and your wallet with plans built to fit your budget.
Get Matched With a Financial Advisor and Start Planning Smarter (For Free)
Managing your money shouldn’t feel like a second job. Whether you’re juggling bills, budgeting for goals, or trying to build long-term wealth, the right guidance can make all the difference. With Zoe Financial, you’ll get connected to vetted financial advisors who offer personalized strategies to help you track, manage, and grow your assets. It’s a secure, seamless way to build your financial plan with expert support at every step.
Prefer a quick and easy approach? Datalign uses a short questionnaire to match you with the right advisor or financial service based on your unique goals, risk tolerance, and investment strategy. Both platforms are free to use and designed to simplify your next money move.
Block Ads, Boost Privacy & Save — Starting at Just $1.99/Month
Online ads are everywhere — and they’re designed to make you spend. But what if you could silence them completely? Right now, Surfshark is offering its CleanWeb ad blocker for just $1.99/month (regularly $4.98) — plus you get 3 extra months free! It blocks ads, trackers, and even video ads on smart TVs, creating a faster, cleaner online experience.
Incogni goes a step further by removing your personal data from the web, protecting you from spam, scams, and identity theft. With unlimited data removal requests and a 30-day money-back guarantee, it’s an easy way to clean up your digital footprint.
And with Total Adblock, you can block pop-ups, autoplay videos, Facebook ads, YouTube ads, and more — all while speeding up your browsing. It works across Chrome, Firefox, Edge, and mobile, giving you powerful protection on every device.
Make These Moves Count
Big savings don’t always come from big sacrifices. Sometimes it’s the small, smart changes that only take a few minutes that make the biggest difference over time. Whether it’s switching your internet provider, protecting your car, or finally getting paid to use your credit card, these everyday tools are designed to help you save without the stress.
Start with the tips that fit your life best, and let Jane’s Penny Pinching guide you toward smarter spending, more peace of mind, and a little extra breathing room in your budget this year.