If You’re Not Doing These Things in 2025, You’re Losing Money
Feeling the pinch of rising prices? You’re not imagining it — everyday costs are creeping higher while paychecks stay the same. Instead of stressing, Jane’s found a better way: simple, practical moves that make saving feel doable.
Here are nine ways to cut costs, reduce the pressure, and keep more money in your pocket this year.
Try T-Mobile’s Internet FREE — No Strings, Just Streaming!
Tired of slow service and surprise fees? T-Mobile 5G Home Internet makes it easy to get connected fast — no cables, no contracts, and no hassle. With plans starting at just $35/month, you’ll get blazing-fast speeds, a 5G Wi-Fi device included, and a 5-Year Price Lock Guarantee.
Setup takes just 15 minutes, and every new customer gets a 15-day free test drive to try it risk-free. Plus, enjoy perks like free 2-day shipping, T-Mobile Tuesday deals, and a $100 gift card when you sign up!
Plug it in. Power it up. Start saving today.
Access Up to 80% of Your Home’s Value in Cash
If you’ve been building equity in your home, now’s your chance to turn it into real cash—without selling your house. Quicken Loans offers a streamlined cash-out refinance option that lets you access up to 80% of your home’s value. Whether you’re planning a renovation, paying off debt, or just want more financial flexibility, the process is quick, online, and backed by expert support.
Prefer to compare options? CashOutEquity connects you with a network of lenders, helping you find the best deal for your financial goals. With rates still competitive, now is a smart time to put your equity to work.
Get 40% Off + 1 Free Meal from Fuel Meals
Let’s be honest—cooking every night isn’t always realistic. And ordering takeout too often? That hits your wallet and your goals. That’s why Jane turns to Fuel Meals — a meal delivery service built for people who want to eat clean, stay fit, and save time.
Right now, you can get 40% off your first order plus a free meal at checkout. These chef-crafted, macro-focused meals are loaded with up to 60g of protein, giving you 2X more protein and meat than other meal services. Whether you’re trying to lose weight, build muscle, or just simplify dinner, Fuel Meals delivers fresh (never frozen), high-protein options straight to your door.
With over 50 meals to choose from, flexible fitness-friendly plans, and no prep required, it’s the smarter way to eat well — without the stress or cleanup.
Get Rewarded for Everyday Spending — Earn Up to 3% Back
Want a card that pays you back without upfront costs? These credit cards offer real cash back, no security deposit, and fast pre-qualification — ideal for building credit while saving money.
The Imagine Visa Credit Card gives up to 3% cash back on gas, groceries, and utility bills, plus 1% on everything else. There’s no deposit or program fee, and it reports to all major credit bureaus. You’ll also get access to your Free Credit Score.
The Destiny Mastercard offers 3% cash back on your first $5,000 per year across gas, groceries, restaurants, and phone bills, then 1% after that — plus unlimited 1% on other purchases. It has a $700 limit, no deposit, and reports to all three credit bureaus.
The Milestone Mastercard delivers unlimited 1.5% cash back on all purchases with no categories to track. No deposit required, and it reports monthly to the major bureaus — great for rebuilding or starting credit.
Ready to earn rewards while growing your credit? These cards offer real value without hidden fees or deposits.
Jane’s Secret to Saving up to $400+ a Year on Auto Insurance.
Smart drivers know that a few minutes of research can lead to hundreds in annual savings — often up to $400 or more a year. If you’re tired of overpaying, start by exploring trusted platforms like Hello Genius or the streamlined quote tool from Value Seeker. You can also compare offers through InsureMeNow or check rates with Finance Buzz, both designed to help you find better coverage for less.
These services have been gaining attention for helping everyday folks lower their premiums without compromising protection. You could be just a few quick quotes away from saving BIG.
Join AARP for Just $11/Year — Limited-Time Memorial Day Deal!
For a limited time, join AARP during the Memorial Day Sale and pay only $11 per year when you sign up for a 5-year membership. That’s unbeatable value with access to hundreds of benefits designed to help you save and live better.
As the nation’s largest nonprofit, nonpartisan organization, AARP empowers people to choose how they live as they age — with expert advice, savings on travel, dining, insurance, and so much more.
When you join, you can also choose a FREE gift as a welcome bonus — either an insulated trunk organizer or a red and gray Spider Splash day bag. Prefer not to receive a gift? That’s an option too.
Don’t wait — this limited-time offer expires June 4!
Protect Your Home and Save: $50 Off + 1 Month Free with Choice Home Warranty
Surprise repairs can be costly — but Choice Home Warranty helps you stay protected. For a limited time, get $50 off plus your first month free when you sign up.
Coverage includes major home systems and appliances like HVAC, plumbing, electrical, refrigerators, and more. With over 15,000 pre-screened technicians and 24/7 customer service, help is always available when you need it.
Choice Home Warranty has handled over 3 million claims, with top ratings on Trustpilot and BestCompany. From breakdowns to unexpected fixes, Choice helps you avoid paying the full cost out of pocket.
Get $300 Off Vehicle Repair Plans + a Free Quote Today
Unexpected car repairs can drain your wallet fast — but now you can save $300 with protection plans from Vehicle Protection USA and Endurance Auto Protection, plus get a free quote.
Vehicle Protection USA offers instant $300 savings on budget-friendly plans with coverage for major repairs like engine and electrical issues. Plans include access to any certified mechanic, 24/7 roadside assistance, and a 30-day money-back guarantee.
Endurance Auto Protection also knocks $300 off your new policy and covers vehicles up to 20 years old, including high-mileage cars. You’ll get the same roadside help and 30-day guarantee, plus free everyday driver perks. Many drivers save thousands on repairs not covered by regular insurance.
Whether you’re protecting an aging vehicle or just want peace of mind, now’s the time to compare plans and lock in this limited-time $300 discount.
Save Big with Expert Investment Picks — Just $99 for a Full Year
Looking for a smarter way to grow your money this year? Motley Fool is helping everyday investors make market-beating moves with their popular Stock Advisor program now just $99 for the year (regularly $199). Members get 2 expert stock picks each month, exclusive rankings, in-depth reports, and access to a private investing community. Stock Advisor has outperformed the S&P 500 by nearly 6x over the past 21 years, with massive wins like Amazon, Netflix, and Nvidia. It even includes a 30-day money-back guarantee. Whether you’re just getting started or looking to boost your portfolio, this could be the smartest $99 you spend all year.
Get Matched With a Financial Advisor and Start Planning Smarter (For Free)
Managing your finances shouldn’t be overwhelming. Whether you’re saving for retirement, building wealth, or just getting organized, these two platforms can help—at no cost.
Zoe Financial connects you with vetted fiduciary advisors offering tailored financial strategies. You’ll get matched with top advisors, enjoy free consultations, and access secure tools to track and grow your assets—all in one seamless experience.
Datalign Financial makes it simple to get matched with an advisor based on your goals, retirement timeline, and risk profile. Just answer a few quick questions and get personalized results instantly—no fees, no pressure.
Smart planning starts with expert guidance. Zoe Financial and Datalign make it easy to take the first step.
Block Ads, Boost Privacy & Save — Starting at Just $1.99/Month
Tired of ads slowing you down and tempting you to spend? Surfshark blocks ads, trackers, and even video ads on smart TVs—now just $1.99/month (was $4.98) and includes 3 extra months free. You’ll enjoy faster browsing and fewer interruptions.
Want to wipe your personal info from the web? Incogni removes your data from search results, brokers, and databases to help stop spam, scams, and identity theft. It handles unlimited removal requests and comes with a 30-day money-back guarantee.
For full ad-blocking muscle, Total Adblock stops pop-ups, autoplay videos, YouTube™ ads, Facebook ads, and more. It works across Chrome, Firefox, Edge, and mobile—keeping all your devices ad-free and fast.
Used Roundup and Diagnosed with Cancer? You Could Qualify for Compensation
If you or a loved one used Roundup weed killer and were later diagnosed with Non-Hodgkin’s Lymphoma, Chronic Lymphocytic Leukemia, or another related cancer, you may be eligible for compensation through a multi-billion-dollar settlement. Tort Defenders is a free service connecting victims to legal professionals for potential claims — and over 125,000 people have already filed. You can pre-qualify online in minutes, get a free case review, and have your claim filed for you. Time is limited, and millions may still qualify — don’t wait to find out if you’re one of them.
Make These Moves Count
Big savings don’t always come from big sacrifices. Sometimes it’s the small, smart changes that only take a few minutes that make the biggest difference over time. Whether it’s switching your internet provider, protecting your car, or finally getting paid to use your credit card, these everyday tools are designed to help you save without the stress.
Start with the tips that fit your life best, and let Jane’s Penny Pinching guide you toward smarter spending, more peace of mind, and a little extra breathing room in your budget this year.